Editorial Policy

Effective Date: June 2026

At LICPlanCalculator.com, our goal is simple. Here in this site we share clear, accurate, and easy-to-understand information about LIC plans, premiums, benefits, maturity values, and related insurance topics.

We understand that financial decisions are important and can impact real lives. That’s why we put genuine effort into every article, calculator, and guide we publish. Our aim is to make things easier for you, not more complicated.

Important Disclaimer (Non-Affiliation & Trademark Notice)

LICPlanCalculator.com is an independent website and is NOT affiliated with, endorsed by, or connected to Life Insurance Corporation of India (LIC) or its official website https://licindia.in/.

“LIC”, “Life Insurance Corporation of India”, and related names, logos, and trademarks belong to their respective owners. We use these names only to help users identify and understand LIC-related information.

We do not claim ownership of any LIC trademarks or branding. Everything on this website is created purely for informational and educational purposes.

Before making any financial decision, we strongly recommend you that please verify all details directly from the LIC official website or talk with an authorized LIC agent.

Our Mission

Our mission is to make LIC plans easier to understand for everyone.

Insurance can often feel confusing, especially with technical terms and complex details. We try to simplify everything so that anyone — whether new or experienced — can understand policy features, premiums, benefits, and maturity values without stress.

Editorial Independence

All content on this website is created independently.

We do not accept payments or incentives to promote any specific LIC policy or insurance product. Our focus is always on helping users with honest and unbiased information.

Content Creation Process

Before publishing any content, we follow a careful approach:

  • We go through official LIC brochures and documents
  • We study policy features, benefits, and conditions
  • We cross-check important details from reliable sources
  • We test and review calculator formulas
  • We update content whenever policies or rules change

We try our best to ensure that everything we publish is accurate at the time.

Accuracy and Fact Checking

Accuracy matters a lot to us.

We carefully review details such as:

  • Premium options
  • Maturity benefits
  • Death benefits
  • Survival benefits
  • Bonuses and additions
  • Eligibility criteria
  • Policy terms and conditions

Even then, insurance products can change over time. So, we always suggest checking official LIC documents before making any final decision.

Calculator Methodology

Our calculators are designed to give you a general idea of how a policy works.

The results are based on available data, policy rules, and certain assumptions. Actual values like premiums, bonuses, or maturity amounts may vary depending on LIC guidelines and future updates.

Please use our calculator results as estimates, not guaranteed figures.

Content Updates

Insurance policies and rules don’t stay the same forever. That’s why we regularly review and update our content to reflect:

  • New LIC plans
  • Policy updates
  • Changes in rules or regulations
  • Improvements in calculator accuracy

We always try to keep our information as current and useful as possible.

Corrections Policy

We believe in being honest and transparent. If we find any mistake, we correct it as soon as possible. If you notice something that doesn’t seem right, feel free to reach out — your feedback really helps us improve.

Sources of Information

We prepare our content using:

  • Official LIC brochures
  • Product documents
  • Policy illustrations
  • Publicly available LIC information

Whenever possible, we rely on official sources instead of third-party content.

No Financial or Insurance Advice

All information on this website is for educational purposes only. We do not provide financial, investment, tax, or legal advice. Before buying any insurance policy, it’s always a good idea to consult a qualified professional or an authorized LIC agent.

Advertising and Monetization

This website may display ads or use affiliate links to support its operation. However, this does not influence our content. We remain committed to sharing honest and unbiased information.

About the Founder

Mohibul Islam is the founder of LICPlanCalculator.com.

He created this website to help people understand LIC plans in a simple and practical way using easy guides and calculators. The focus has always been on clarity, honesty, and helping users make better decisions.

Contact Us

If you have any questions, suggestions, or feedback, feel free to contact us:

Website: www.licplancalculator.com Email: digitalmohib[at]gmail[dot]com

Address: Guwahati, Assam India. Pin Code: 781001

We always appreciate your feedback and are constantly working to improve our content.